How much does monthly bookkeeping cost for a small business?
Monthly bookkeeping at Ledger & Oak starts at $249 per month for businesses with up to 75 transactions. Most clients — across retail, services, and e-commerce — land between $249 and $499 per month. Pricing is fixed, agreed before the engagement starts, and doesn't change unless your transaction volume moves to a different tier.
When should I hire an accountant instead of doing my own bookkeeping?
If you're spending more than four hours a month on your books, making financial decisions without current reports, or heading into tax season with no clear picture of what you'll owe, those are clear signals it's time. Most of our clients came to us after a stressful tax season revealed how far behind their records had gotten — and the cost savings on a surprise tax bill alone paid for the first year of service.
Do you work with businesses at any revenue level, or is there a minimum?
No minimum revenue requirement. Our Starter plan works well for businesses at $50K–$300K annually, while Growth and Full-Service tiers are built for businesses generating $300K to $5M+. We've worked with solo contractors, multi-member LLCs, and S-Corp operators across retail, construction, professional services, and e-commerce.
What are the business tax filing deadlines for small businesses in Minnesota?
S-Corps and partnerships file by March 15 (September 15 with extension). Sole proprietors and single-member LLCs file with their personal return by April 15 (October 15 with extension). C-Corps file by April 15 (October 15 with extension). Quarterly estimated taxes are due April 15, June 15, September 15, and January 15. We track all your deadlines and notify you before each one — you never need to remember a date.
Can you catch up my bookkeeping if it's months — or years — behind?
Yes. Catch-up bookkeeping is one of our most frequent engagements. We've rebuilt records that were 18+ months behind. We start with a free 30-minute assessment call to scope the work, then send a fixed-fee quote before we touch anything. Most catch-up projects are completed in two to four weeks, with a one-month turnaround guaranteed.
Do you offer payroll processing as part of your bookkeeping service?
Payroll management is available as an add-on to any bookkeeping tier, starting at $149 per month for up to five employees. At the Full-Service tier, payroll coordination is included at no extra charge. We handle wage calculations, federal and Minnesota state withholding, direct deposit setup, and quarterly payroll tax filings (Form 941 and MN UI).
What accounting software do you use, and do I need to buy a subscription?
We work primarily in QuickBooks Online. If you already have a subscription, we work in your existing account. If you need one, we can provision it under our ProAdvisor partner pricing — which typically saves 30–40% versus buying it directly. We can also work with clients already using Xero. We don't require you to switch platforms to work with us.
How do I get started with Ledger & Oak Advisory?
Book a free 30-minute discovery call through our contact page. We'll ask about your business, your current accounting situation, and what's not working. From there, we'll recommend the right service tier and send a fixed-fee engagement letter — no surprise billing, no pressure to add services you don't need. Most new clients are fully onboarded within one week of signing.
A 30-minute call answers everything
The discovery call is free. We'll review your situation, answer your specific questions, and tell you exactly what we'd recommend — with pricing — before you commit to anything.